Newburgh Office: 812-490-9980
             Boonville Office: 812-897-1752

Business & Commercial Insurance

Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Business & Commercial Insurance Information


At Commerce Insurance Group, our commercial insurance departments are staffed with highly-qualified, licensed professionals who are trained to handle the full range of business needs of each client, whether they are a local or multi-national organization with ‘insured’ or ‘self-funded’ plans.

We focus on your insurance and risk management objectives and deliver customized solutions that mitigate your risk. Our consultative approach to risk management reduces your total cost of risk with the proper placement of our resources, products, and services, to include: 


Aviation - coverage geared specifically to the operation of aircraft and the risks involved in aviation.

Builders Risk Insurance - coverage for both new construction and remodeling/renovation construction projects.

Business Auto - while similar to personal auto coverage, can extend from one or a few business vehicles to large and diverse commercial fleets.

Business Owners Policy (BOP) - prepackaged Property and Liability insurance coverages tailored to protect small and medium-sized (“Main Street”)
businesses from a wide range of perils.

Commercial Umbrella Coverage - which increases liability limits over an above those set in other business liability policies.

Crime Insurance - 
covers a broad exposure to crime, ranging from burglary and robbery to forgery, computer fraud and extortion.

Directors & Officers Liability - which protects corporate officers, directors, and board members when sued for actions, decisions, or judgments that cause
harm to others.

Employment Practices Liability - which covers your business should an employee sue you for wrongful termination, discrimination, sexual harassment,
and other reasons.

General Liability -
 which covers bodily injury to others, property damage to others, personal injury (libel, slander), advertising injury, and so forth.

Kidnap & Ransom -  Designed to protect individuals and corporations operating in high-risk areas around the world.

Professional Liability (Errors & Omissions) - covers errors in professional judgment and decision making (over and above general liability) that ultimately causes
financial harm or injury to others.

Property Coverage -
 which insures the building(s), equipment, and contents of the business that are needed to operate it.

Umbrella - Provides additional liability coverage.

Specialty Coverages -
which are more precisely defined “niche” programs that relate to specific industries, practices, and needs.

Special Event Insurance - coverage for special events such as weddings, carnivals, fundraising events, etc....

Surety division provides a wide range of contract bonds.

Transportation Services -
 which specializes in auto liability, auto physical damage, cargo, non-trucking liability and occupational accident and disease.

Worker's Comp - is mandated coverage that pays benefits to employees who are injured on the job and/or unable to perform their assigned tasks.

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