Wreck Check was created by the National Association of Insurance Commissioners to help insureds get the proper information at the scene of an accident.
Now, I know this is not as exciting as a music app, or a fun game, but if you download this app and enter the information now, you’ll be in far better shape if you are involved in any kind of car accident in the future.
The picture that is displayed is the screen where you begin to report the accident. The app has a button that allows you to call 911, you can input info on the time and place of the accident, tell who was involved and what vehicles and even take photos.
Once all that is done, you can email the information to your insurance agent (you do know their email address, right?)*
The NAIC realized that many people either don’t know what information to get, or tend to share too much. From their website:
- Nearly 40 percent of respondents felt they should share their driver’s licenses; one in six would allow the other driver to photograph their licenses as a convenient way to exchange information. The risk, however, is that many retailers accept driver’s license information as a common way to verify identity over the phone.
- Twenty-five percent of consumers would share their home addresses. Unfortunately, sharing this information gives identity thieves the physical location of one’s mail or garbage, which often is where they look for personal or financial information about their victims. It also means they know where their victim lives, putting his or her personal safety in jeopardy.
- Almost 30 percent of drivers think they are required to share their personal phone numbers. In fact, sharing personal phone numbers is not necessary.
- Close to 20 percent of people believe the only reason to call the police after an accident is if someone is injured. However, filing a police report can help facilitate the insurance claims process.
This app walks you through the process and gives you tips on what to do at the scene.
You NEED this app. Please download it today and enter your information. It’s very well done, easy to use and best of all:
Get it for your iPhone
Get it for your Android